5. Financial liabilities
Financial liabilities consists of:
| 
       EUR million  | 
    
       2021  | 
    
       2020  | 
  
| 
       Bank loans  | 
    
       6.6  | 
    
       3.0  | 
  
| 
       Other loans  | 
    
       0.5  | 
    
       0.5  | 
  
| 
       Mortgages  | 
    
       4.0  | 
    
       6.4  | 
  
| 
       Financial lease liabilities  | 
    
       2.0  | 
    
       –  | 
  
| 
       Total  | 
    
       13.2  | 
    
       9.9  | 
  
Financial lease liabilities have the following maturity structure:
| 
       EUR million  | 
    
       2021  | 
    
       2020  | 
  
| 
       Less than 12 months  | 
    
       0.5  | 
    
       –  | 
  
| 
       12 months to 60 months  | 
    
       1.6  | 
    
       –  | 
  
| 
       Total  | 
    
       2.0  | 
    
       –  | 
  
Total financial liabilities have the following maturities and currencies:
| 
       EUR million  | 
    
       2021  | 
    
       2020  | 
  
| 
       Split by maturity  | 
    
       
  | 
    
       
  | 
  
| 
       Less than 12 months  | 
    
       3.4  | 
    
       3.1  | 
  
| 
       12 months to 60 months  | 
    
       9.8  | 
    
       6.2  | 
  
| 
       More than 60 months  | 
    
       –  | 
    
       0.6  | 
  
| 
       Total  | 
    
       13.2  | 
    
       9.9  | 
  
| 
       Split by currency  | 
    
       
  | 
    
       
  | 
  
| 
       CAD  | 
    
       2.6  | 
    
       3.5  | 
  
| 
       CNY  | 
    
       5.0  | 
    
       3.9  | 
  
| 
       EUR  | 
    
       5.6  | 
    
       –  | 
  
| 
       USD  | 
    
       –  | 
    
       2.5  | 
  
| 
       Total  | 
    
       13.2  | 
    
       9.9  | 
  
Short-term loans are at average interest rates of 2.0% (previous year: 2.3%). Long-term loans are at average interest rates of 3.2% (previous year: 3.3%).